|
New India Assurance Company - Products
Overseas Medi-Claim
The normal mediclaim policy covers treatment taken in India only. For
persons going abroad where the treatment cost is very exorbitant we have Overseas
Mediclaim Policy (OMP). Any person going abroad can take this policy for a maximum
period of 180 days (can be extended upto one year). There are two plans; Plan
A : worldwide excluding USA & Canada (Sum Insured : US$ 50,000) and Plan B : worldwide
including USA & Canada (US$ 100,000) plus in-flight Personal Accident cover for
US$ 10,000 and loss of passport cover for US$ 150. A simple proposal has to be
filled up and if your are more than 60 years old (for plan B, 40 years) medical reports
like ECG from an MD cardiologist & Fasting Blood Sugar has to be submitted. The
premium depends upon the age, period & the plan selected. For frequent fliers we
have a policy called “Corporate Frequent Traveller” at a very nominal premium,
which is valid for one year.
We also offer “Videsh Yatra Mitra” policies which are nothing but OMP policies
with higher sum insured (USA & Canada = US$ 500,000 and others US$ 250,000) and more
coverage like personal accident for US$ 25,000 on 24 hrs basis, delay of checked baggage
by an international outbound flight from India (US$ 100), loss of checked baggage by an
international flight (US$ 1,000), loss of passport (US$ 250) & personal liability (US$
200,000) – for a very nominal premium hike of 10 to 13%.. Unlike mediclaim OMP
covers out-patient treatment also but of course there is an excess of (deductible from
each and every claim) US$100.
Back |
|
